To boost credit scores by reporting accurate data about responsible payments to all three credit bureaus, making credit fair for everyone.
In 2014, RentTrack became the first online rental payment platform to report residents’ payments to all three major credit bureaus. In the beginning, we focused on property management companies. The property managers we worked with loved the convenience of online payments, but their residents loved it even more, since they were finally able to use their rent payments to build credit.
Then it occurred to us — doesn’t everyone deserve to earn credit for paying rent? After all, for most people, it’s their highest monthly expense. Paying a mortgage counts for your credit, so why shouldn’t rent, and come to mention it, all your other expenses like utilities? It’s only fair.
We decided to make it possible for anyone to build credit with their responsible payments, no matter how they pay — and CreditPop was born.
Today, RentTrack is an expert at reporting monthly rent payments to Experian, TransUnion, and Equifax, and we’re working hard towards reporting utility payments and past rent payments too. To empower credit-builders everywhere to reach their goals, we also include score tracking, personalized insights, and credit protection to keep fraud and identity theft at bay.
We don’t charge unfair fees just to sign up or verify your identity. We back up everything we do with a 100% satisfaction guarantee. If you’re not happy, we’ll make it right or make it up to you with a refund.
We follow the same high security standards we developed back when we began processing billions of dollars in rent payments, to keep you and your personal info safe no matter what.
Ultimately, good credit is about much more than a three digit number — it’s about freedom from unfair debt and high interest, freedom to become a homeowner, and the freedom to live life on your own terms. (Not on the terms of a high interest loan.) No matter where you’re at on the credit journey, CreditPop is here to help you take the next step forward.